Wage garnishment and consumer insolvency for advanced users

Presentation of the procedure for a normal seizure using an example case

• Calculate garnishment amounts correctly for a normal garnishment.
• Determination of persons entitled to maintenance.

Presentation of the procedure for a maintenance attachment using an example case

Competition of several seizures

• Concurrence of several attachments for ordinary monetary claims.
• Concurrence of several attachments of maintenance creditors.
• Coincidence of a garnishment of a maintenance creditor with a subsequent garnishment due to an ordinary monetary claim.

Special features of attachment due to a tortious claim

Calculation of the attachable amount in the event of an additional payment or subsequent tariff increase

Risks associated with agreements on the garnishment exemption limit

Correct procedure for a consolidation resolution

Liability avoidance through deposit

Garnishment of the annual wage tax adjustment

Labor law measures in the event of wage garnishment

• Precautionary measures when hiring and drafting contracts.
• Warning and termination.

The new garnishment protection account - implications for employers

Consumer insolvency

• New law for consumer insolvencies applied for from July 2014 or October 2020.
• Different regulations for "old cases" and "new cases".
• Overview of key employer obligations.
• Effects on existing attachments and assignments.
• Special features of maintenance garnishment.