Wage garnishment and salary assignment for newcomers

Basic knowledge for correct seizure processing

This training is held in German.
The indebtedness of private households and therefore of many employees is leading to an increase in wage garnishments. Employers incur increased costs and considerable liability risks when processing these cases, as a number of mandatory requirements from the legislator and case law must be met, such as the new requirements of the Federal Court of Justice (BGH) to treat night bonuses in part as aggravation bonuses. This training systematically provides you with the basic knowledge you need to process garnishments quickly and correctly.

Contents

See also: Express wage garnishment (booking no. 31546)

Reform of the right of attachment

 

Structure and content of the attachment and transfer order

 

Seizure procedure, defects in service

 

Effect of the attachment and transfer order

 

Assertion of claims under private and public law

 

Employer's obligations and liability risks in the event of prior attachment

 

Third-party debtor information, obligation to hand over documents?

 

Correctly calculate garnishment amounts for a normal garnishment

  • Income from employment, remuneration in kind.
  • Non-garnishable emoluments.
  • Application and implementation of the "net method".
  • Correct procedure for deferred compensation and capital-forming benefits.
  • Fictitious consideration of health insurance for privately insured persons.
  • Change of income tax class.
  • Correct determination of persons entitled to maintenance.

Attachment of maintenance

  • Correct understanding of the garnishment order in the case of a maintenance garnishment.
  • Significance of the judicial allowance. What to do if no tax-free amount has been set?
  • Correct determination of the attachable amount.

Coincidence of a normal garnishment with a subsequent maintenance garnishment

Special cases of seizure

  • Advance payment, payment on account.
  • Enforcement of own claims by offsetting in the event of coincidence with a seizure.
  • Special features of one-off payments and severance payments.

Assignment of wages, coincidence of an assignment with a garnishment

 

Correct debt repayment

 

Employer costs due to the processing of seizures

 

Extended seizure protection by increasing the tax-free amount

 

End of the seizure effect. "Suspension" of the seizure by the creditor

 

Avoiding liability by obtaining a clarification resolution

 

Termination of the attachment

Learning environment

In your online learning environment, you will find useful information, downloads and extra services for this qualification measure after you have registered.

Your benefit

You will gain a detailed and systematic insight into the fundamental topics of attachment law. Using many practical examples, you will learn how to

  • process seizures and assignments efficiently and cost-effectively,
  • avoid existing liability risks,
  • handle both routine and special cases of seizure efficiently, quickly and with legal certainty.

Methods

Short lectures and presentations, concrete case studies, practical exercises and practical design tips.

Recommended for

HR manager, personnel administrators and payroll Employees who have little or no knowledge of garnishment law or who only deal with garnishments from time to time.

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Further recommendations for "Wage garnishment and salary assignment for newcomers"

Attendees comments

"A lot of practical knowledge was taught in the training , but it was explained simply so that I can put it into practice in everyday life."

Claudia Wolter
SCHÖNEBERG Holding GmbH

"A successful training thanks to the great expertise of the speaker, who really involved the participants."

Tanja Zengerle
BSH Hausgeräte GmbH

"The various practical examples made the content very clear."

Lisa Asenkerschbaumer
Schlagmann Poroton GmbH & Co. KG

"It was a friendly and very competent way of mediating. Questions were always dealt with very well and answered very impressively."

Susanne Ruhland
Infoniqa Germany GmbH

"I particularly liked the structure and the speed with which the content was passed on. The very difficult issues were explained very simply and comprehensively."

Bert-Achim Trapp
Free Hanseatic City of Hamburg

"I particularly liked the presentation! It was clear, understandable and comprehensive. In addition, questions were answered directly rather than rambling on."

Ulrike Hans
Saarstahl AG

Seminar evaluation for "Wage garnishment and salary assignment for newcomers"

4.6 from 5
with 1280 ratings
training content:
4.6
Content comprehensibility:
4.5
Practical relevance:
4.5
Trainer expertise:
4.8
Participant orientation:
4.6
Method variety:
4.5
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Articles, interviews or whitepapers on the topic

Garnishment of wages - what to do?

Employee Thomas K. bought a new car - in installments. He flew to the Maldives with his family - on credit. He ordered his new home theater from Amazon - on deferred payment. Now he has to file for personal bankruptcy. Your colleague's consumer behavior becomes your problem right now, because the bailiff is at [...]

Learn more here

Salary garnishment and salary assignment: employer's duties

It is a private matter that can become a matter for the employer: When employees fall into debt, creditors can claim a portion of their salary under certain circumstances. For organizations and their payroll departments, it is then crucial to be able to handle salary garnishment or salary assignment professionally. After all, those who do not know the obligations and rules may find themselves as third-party debtors in [...].

Learn more here

Articles, interviews or whitepapers on the topic

Garnishment of wages - what to do?

Employee Thomas K. bought a new car - in installments. He flew to the Maldives with his family - on credit. He ordered his new home theater from Amazon - on deferred payment. Now he has to file for personal bankruptcy. Your colleague's consumer behavior becomes your problem right now, because the bailiff is at [...]

Learn more here

Salary garnishment and salary assignment: employer's duties

It is a private matter that can become a matter for the employer: When employees fall into debt, creditors can claim a portion of their salary under certain circumstances. For organizations and their payroll departments, it is then crucial to be able to handle salary garnishment or salary assignment professionally. After all, those who do not know the obligations and rules may find themselves as third-party debtors in [...].

Learn more here

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Certified seizure expert course

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24.07.2025
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Thursday, 24.07.2025

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22.09.2025
Hamburg
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Monday, 22.09.2025

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13.10.2025
Munich/Feldkirchen
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The participant will settle the hotel accommodation costs directly with the hotel. You will find a reservation form for hotel bookings in your learning environment.
23.10.2025
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19.02.2026
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Thursday, 19.02.2026

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09.03.2026
Cologne
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Mercure Hotel Köln West
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Monday, 09.03.2026

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The participation fee includes
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  • extensive working documents.
The participant will settle the hotel accommodation costs directly with the hotel. You will find a reservation form for hotel bookings in your learning environment.
11.03.2026
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1 day
Limited number of participants
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The participation fee includes
  • one joint lunch per full seminar day,
  • Catering during breaks and
  • extensive working documents.
The participant will settle the hotel accommodation costs directly with the hotel. You will find a reservation form for hotel bookings in your learning environment.
Booking number: 32103
€ 740,- plus VAT.
€ 880.60 incl. VAT.
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Salary garnishment: employer's procedure after receipt of garnishment order

Salary garnishments are subject to legal regulations and laws. These must be observed by the employer after receipt of a garnishment and transfer order (PfÜB). A PfÜB is an act of compulsory enforcement issued by the enforcement court. As a result, a claim of the debtor against a third-party debtor (here: employer) is accessed.

In the case of a salary garnishment, the garnishment of claims is carried out by serving the garnishment order. Service must be arranged by the creditor. Realization takes place by means of the transfer order. In general, both the attachment order and the transfer order are sent together to the third-party debtor. These two orders are referred to jointly as the attachment and transfer order (PfÜB). The attachment and transfer order must also be served on the debtor with regard to the garnishment of salary. 

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