Wage garnishment and salary assignment for newcomers

Reform of the right of attachment

Structure and content of the attachment and transfer order

Seizure procedure, defects in service

Effect of the attachment and transfer order

Assertion of claims under private and public law

Employer's obligations and liability risks in the event of prior attachment

Third-party debtor information, obligation to hand over documents?

Correctly calculate garnishment amounts for a normal garnishment

• Income from employment, remuneration in kind.
• Non-garnishable emoluments.
• Application and implementation of the "net method".
• Correct procedure for deferred compensation and capital-forming benefits.
• Fictitious consideration of health insurance for privately insured persons.
• Change of income tax class.
• Correct determination of persons entitled to maintenance.

Attachment of maintenance

• Correct understanding of the garnishment order in the case of a maintenance garnishment.
• Significance of the judicial allowance. What to do if no tax-free amount has been set?
• Correct determination of the attachable amount.

Coincidence of a normal garnishment with a subsequent maintenance garnishment

Special cases of seizure

• Advance payment, payment on account.
• Enforcement of own claims by offsetting in the event of coincidence with a seizure.
• Special features of one-off payments and severance payments.

Assignment of wages, coincidence of an assignment with a garnishment

Correct debt repayment

Employer costs due to the processing of seizures

Extended seizure protection by increasing the tax-free amount

End of the seizure effect. "Suspension" of the seizure by the creditor

Avoiding liability by obtaining a clarification resolution

Termination of the attachment