Wage garnishment and consumer insolvency for advanced users
In-depth seminar on attachment law
Contents
Presentation of the procedure for a normal seizure using an example case
- Calculate garnishment amounts correctly for a normal garnishment.
- Determination of persons entitled to maintenance.
- Partial consideration of dependents.
Presentation of the procedure for a maintenance attachment using an example case
Competition of several seizures
- Concurrence of several attachments for ordinary monetary claims.
- Concurrence of several attachments of maintenance creditors.
- Coincidence of a garnishment of a maintenance creditor with a subsequent garnishment due to an ordinary monetary claim.
Calculation of the attachable amount in the event of an additional payment or subsequent tariff increase
Correct procedure for a consolidation resolution
Liability avoidance through deposit
The Garnishment-Protected Account – Implications for Employers
Consumer insolvency
- Overview of key employer obligations.
- Employer's Duty to Provide Information?
- Effects on existing attachments and assignments.
- The employer's right to set-off.
- Special features of maintenance garnishment.
Learning environment
In your online learning environment, you will find useful information, downloads and extra services for this training course once you have registered.
Your benefit
Using many practical examples, you will learn how to
- deal with seizures in a legally secure manner,
- efficiently and quickly, especially in special cases of seizure, and
- avoid existing liability risks.
Benefit from the opportunity to discuss your own cases in plenary sessions and exchange ideas with colleagues.
Methods
Short lectures and presentations, concrete case studies, practical exercises and design tips for practice, discussion and exchange of experiences among participants.
Recommended for
HR manager, HR administrators, Payroll Accounting employees with sound basic knowledge who want to expand and deepen their knowledge, as well as participants who have already attended the training 's training course on the topic of "wage garnishment" (web info no. 8952).
5775
- Customized training courses
- Direct application in practice
- Efficient use of time and resources
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Start dates and details
Friday, 26.06.2026
09:00 am - 5:00 pm
Tuesday, 28.07.2026
09:00 am - 5:00 pm
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.
Tuesday, 29.09.2026
09:00 am - 5:00 pm
Monday, 12.10.2026
09:00 am - 5:00 pm
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.
Tuesday, 01.12.2026
09:00 am - 5:00 pm
Thursday, 28.01.2027
09:00 am - 5:00 pm
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.
Consumer insolvency proceedings: Consumer insolvency procedure
The Insolvency Regulation is the legal requirement for consumer insolvency proceedings. Consumer insolvency is therefore subject to a fixed procedure with legal requirements. The debtor can only file for consumer insolvency after a failed out-of-court settlement attempt with the creditor.
Ultimately, the opening of a consumer insolvency by the insolvency court means that the insolvency debtor hands over the attachable part of their income to a trustee. The trustee distributes the amounts to the creditors once a year to repay the debt.
In consumer insolvency proceedings, the following applies to the employer, among other things:
- The workforce and the employment relationship are highly personal legal assets. They are not included in the insolvency estate.
- Termination and establishment of an employment relationship are the sole responsibility of the debtor.
- Consumer insolvency proceedings and wage garnishment do not generally entitle the employer to terminate the employment relationship.
- There are stages and allowances for wage and salary garnishment.
- According to the new insolvency law (since 30.06.2014), wage and salary garnishments are ineffective upon the opening of insolvency proceedings.
