Wage garnishment and salary assignment for newcomers
Basic knowledge for correct seizure processing
Contents
Structure and content of the attachment and transfer order
Seizure procedure, defects in service
Effect of the attachment and transfer order
Assertion of claims under private and public law
Employer's obligations and liability risks in the event of prior attachment
Third-party debtor information, obligation to hand over documents?
Correctly calculate garnishment amounts for a normal garnishment
- Income from employment, remuneration in kind.
- Non-garnishable emoluments.
- Application and implementation of the "net method".
- Correct procedure for deferred compensation and capital-forming benefits.
- Change of income tax class.
- Correct determination of persons entitled to maintenance.
Attachment of maintenance
- Correct understanding of the garnishment order in the case of a maintenance garnishment.
- The significance of the judicial exemption.
- Correct determination of the attachable amount.
Coincidence of a normal garnishment with a subsequent maintenance garnishment
Special cases of seizure
- Advance payment, payment on account.
- Enforcement of own claims by offsetting in the event of coincidence with a seizure.
- Special features of one-off payments and severance payments.
Assignment of wages, coincidence of an assignment with a garnishment
Correct debt repayment
Employer costs due to the processing of seizures
Extended seizure protection by increasing the tax-free amount
Avoiding liability by obtaining a clarification resolution
Termination of the attachment
Learning environment
In your online learning environment, you will find useful information, downloads and extra services for this training course once you have registered.
Your benefit
You will gain a detailed and systematic insight into the fundamental topics of attachment law. Using many practical examples, you will learn how to
- process seizures and assignments efficiently and cost-effectively,
- avoid existing liability risks,
- handle both routine and special cases of seizure efficiently, quickly and with legal certainty.
Methods
Short lectures and presentations, concrete case studies, practical exercises and practical design tips.
Recommended for
HR manager, HR administrators and Payroll Accounting employees who have little or no knowledge of garnishment law or who only deal with garnishments from time to time.
Questions about the seminar content
When you’re faced with a wage garnishment for the first time, you often have questions about the legal requirements and the necessary steps to take. In training a structured overview of the entire garnishment process. This will help you understand new cases more quickly and implement the necessary measures in a clear and consistent manner from the very beginning.
Determining attachable income requires an accurate assessment of various components of compensation. In training which types of compensation are fully, partially, or not at all subject to garnishment. This will enable you to understand the calculations and better assess the impact of individual compensation types on attachable income.
Dependents have a direct impact on the amount of attachable income. In training , you training what requirements must be met and what supporting documentation is relevant in practice. This will enable you to properly account for exemptions and accurately assess employees’ personal circumstances.
Different garnishment rules may apply to vacation pay, Christmas bonuses, or other special payments. In training , you training what specific considerations must be taken into account when handling such payments. This will help you better understand how different forms of compensation affect existing garnishments.
When multiple garnishments overlap, statutory priorities must be observed. In training , you training the principles used to determine the order of creditors and how competing claims are handled. This will enable you to maintain a clear overview even when multiple parties are involved and to correctly prioritize the claims.
The combination of garnishments and wage assignments often raises questions about legal priority. In training about the differences between these two mechanisms and the significance of the chronological order in which they occur. This will help you better distinguish between their respective legal effects.
Errors in processing wage garnishments can have financial consequences for the employer. In training the legal obligations involved and where special care is required. This will help you identify potential risk areas early on and avoid common sources of error.
8952
- Customized training courses
- Direct application in practice
- Efficient use of time and resources
Further recommendations for "Wage garnishment and salary assignment for newcomers"
Start dates and details

Monday, 27.07.2026
09:00 am - 5:00 pm
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.

Thursday, 05.11.2026
09:00 am - 5:00 pm
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.

Tuesday, 02.02.2027
09:00 am - 5:00 pm
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.
- one joint lunch per full seminar day,
- Catering during breaks and
- extensive working documents.
You might also be interested in:
Salary garnishment: employer's procedure after receipt of garnishment order
Salary garnishments are subject to legal regulations and laws. These must be observed by the employer after receipt of a garnishment and transfer order (PfÜB). A PfÜB is an act of compulsory enforcement issued by the enforcement court. As a result, a claim of the debtor against a third-party debtor (here: employer) is accessed.
In the case of a salary garnishment, the garnishment of claims is carried out by serving the garnishment order. Service must be arranged by the creditor. Realization takes place by means of the transfer order. In general, both the attachment order and the transfer order are sent together to the third-party debtor. These two orders are referred to jointly as the attachment and transfer order (PfÜB). The attachment and transfer order must also be served on the debtor with regard to the garnishment of salary.

